I've picked back up playing online via Poker Academy to keep sharp. The quality of players is much better than the play money games on all the other sites, and no worries over bad beats, cheating, or other suspect events.
You don't have bad beats with Poker Academy? I've never seen it, but that would obviously be really weird.
By the way, I've never had any trouble after cashing out, or any other time, online. I've had stretches of bad beats, but I just accept that as part of the variance that comes along with the game.